:root{--ink:#1f2a24;--muted:#5b665f;--bg:#faf8f3;--card:#fff;--brand:#2f5d3a;--brand-d:#234a2d;--accent:#b5652b;--line:#e3ddd0;--r:12px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg)}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.2;margin:.2em 0 .5em}
h1{font-size:clamp(1.9rem,5vw,3rem)}h2{font-size:clamp(1.4rem,3.4vw,2rem)}
a{color:var(--brand)}img{max-width:100%;height:auto;display:block}
.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:9}
header.top{background:#fff;border-bottom:1px solid var(--line)}
header.top .wrap{display:flex;justify-content:space-between;align-items:center;padding:12px 20px;gap:12px;flex-wrap:wrap}
.logo{font-weight:700;text-decoration:none;color:var(--ink);font-family:Georgia,serif;font-size:1.2rem}
nav a{margin-left:14px;text-decoration:none;color:var(--ink);font-size:.95rem}
.btn{display:inline-block;background:var(--accent);color:#fff;border:0;border-radius:999px;padding:12px 22px;font-weight:700;font-size:1rem;text-decoration:none;cursor:pointer;min-height:44px}
.btn:hover{filter:brightness(.93)}.btn.ghost{background:transparent;color:var(--brand);border:2px solid var(--brand)}
.hero{position:relative;color:#fff;background:#203826}
.hero img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.45}
.hero .wrap{position:relative;display:grid;gap:28px;padding:48px 20px;grid-template-columns:1fr}
@media(min-width:900px){.hero .wrap{grid-template-columns:1.1fr .9fr;padding:72px 20px}}
.hero p.lead{font-size:1.15rem;max-width:34em}
.ticks{list-style:none;padding:0}.ticks li:before{content:"✓ ";color:#ffd9a8;font-weight:700}
.card{background:var(--card);color:var(--ink);border:1px solid var(--line);border-radius:var(--r);padding:22px;box-shadow:0 6px 24px rgba(0,0,0,.08)}
section{padding:48px 0}.alt{background:#fff;border-block:1px solid var(--line)}
.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.tile img{border-radius:8px;aspect-ratio:3/2;object-fit:cover;margin-bottom:10px}
.steps{counter-reset:s;list-style:none;padding:0}.steps li{counter-increment:s;padding-left:46px;position:relative;margin:14px 0}
.steps li:before{content:counter(s);position:absolute;left:0;top:0;width:32px;height:32px;border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:700}
table{width:100%;border-collapse:collapse;background:#fff;font-size:.95rem}th,td{border:1px solid var(--line);padding:8px 10px;text-align:left}th{background:#f1ede3}
.tablewrap{overflow-x:auto}
.note{font-size:.88rem;color:var(--muted)}
fieldset{border:0;padding:0;margin:0}legend{font-weight:700;font-size:1.1rem;margin-bottom:10px}
.opts{display:grid;gap:10px;grid-template-columns:1fr 1fr}
.opts label{border:2px solid var(--line);border-radius:10px;padding:12px;cursor:pointer;display:flex;gap:8px;align-items:center;min-height:48px}
.opts input:checked+span{font-weight:700}.opts label:has(input:checked){border-color:var(--brand);background:#eef4ef}
.field{margin:10px 0}.field label{display:block;font-weight:600;font-size:.95rem}
input[type=text],input[type=email],input[type=tel],input[type=number],select,textarea{width:100%;padding:11px;border:1px solid #bdb6a6;border-radius:8px;font:inherit;background:#fff}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
.progress{height:6px;background:var(--line);border-radius:6px;margin-bottom:14px}.progress div{height:100%;background:var(--brand);border-radius:6px;width:20%;transition:width .2s}
.step[hidden]{display:none}.navbtns{display:flex;justify-content:space-between;margin-top:16px;gap:10px}
.err{color:#a3261b;font-size:.9rem;min-height:1.2em}
.est output{display:block;font-size:1.6rem;font-weight:700;color:var(--brand);margin:8px 0}
footer{background:#1f2a24;color:#d8d3c6;padding:32px 0;font-size:.9rem}footer a{color:#ffd9a8}
.disclose{background:#fff7ea;border:1px solid #f0d9b5;border-radius:8px;padding:12px;font-size:.9rem}
.prose{max-width:760px}
[hidden]{display:none!important}